Microcredit programme and the performance of women-owned micro enterprises in Malaysia

• Published in: Empowering and Advancing Women Leaders and Entrepreneurs
• Main Author: Zahari A.S.M.; Mahmood R.; Ibrahim N.
• Format: Book chapter
• Language: English
• Published: IGI Global 2024
• Online Access: https://www.scopus.com/inward/record.uri?eid=2-s2.0-85196607389&doi=10.4018%2f979-8-3693-7107-7.ch007&partnerID=40&md5=010d4e287337be28d8cce1294b51e975

The objective of this chapter is to evaluate the microcredit program and also to examine the influence of several factors related to entrepreneurial capital and human capital of women-owned micro enterprise performance. The primary data were derived from a sample of 380 women entrepreneurs under AIM microcredit program with regard to six hypotheses. The sampling method used was proportionate stratified sampling for data collection. Descriptive and multiple regression analysis were used to analyze the data. The findings reveal that the microcredit program is significantly related to women-owned micro enterprises performance. Entrepreneurial factors have significant positive relationships with womenowned micro enterprises performance. However, factors of religious values and human capital had no significant negative relationship with performance. Future research should consider other factors such as social capital, economic factors, government support, and family involvement. © 2024, IGI Global. All rights reserved.